Here's How Much Emergency Savings Most People Actually Have on Hand

Confession: I don't have an emergency savings. I used to, until I actually had to use it--and when that ran out, I turned to my credit card to help me get by, and paying that off keeps me from replenishing my savings. It's scary to think about, but the truth is, if your emergency savings is also nonexistent, you're not alone--and new research from Pew proves it.